IMAGE: Individual Public Adjuster

Many Public Adjusters practice solo. They sign their clients and get paid a percentage of the claim settlement.

If you’re good at networking with potential clients and value workplace flexibility, then being a solo Public Adjuster might be for you.

Individual Public Adjuster Resource
IMAGE: Company Public Adjuster

Some public adjusting companies have multiple locations and offer extensive training and back-office support.

Public Adjusters who work for a company usually get a fee split for every claim they work. However, they sometimes receive a salary instead or in addition.

Public Adjusting Company

Starting A Public Adjusting Career

Launching your career in Public Adjusting can feel daunting, especially as a solo operator. It can be beneficial to join professional organizations to build your network and find suitable mentors who can help you find your footing and find public adjusting jobs. 

 
Important Resources For Public Adjusters

NAPIA

The National Association of Public Insurance Adjusters (NAPIA) has been a unifying force in the Public Adjusting industry for over seventy years! NAPIA Public Adjusters get access to networking events, legal representation, referral services, and continuing education opportunities that are recognized by most state insurance departments.

You’ll have to join NAPIA if you want to work at a NAPIA-registered Public Adjusting firm. The NAPIA website is also a great source of information about the Public Adjuster industry. 

NAPIA website

NIPR

Sircon and National Insurance Producer Registry (NIPR) should be your go-to source for anything related to obtaining or renewing a Public Adjuster license online. You can use the online license centers to learn about the different Public Adjuster license requirements in each state, as well as apply for your Public Adjuster license online.

ICON: NIPR Website

State-Specific Public Adjuster Associations

Most states have their own state-specific association where licensed adjusters can network or find continuing education opportunities approved by their state. Notable associations include the Florida Association of Public Insurance Adjusters (FAPIA) and the Texas Association of Public Insurance Adjusters (TAPIA), among others.

As a soon-to-be licensed Public Adjuster, you should make it a point to find out whether your state has its own Public Adjusters association for you to join. 

Get To Know Your Local Contractors

Public Adjusters and local contractors often work with the same pool of clients. A Public Adjuster helps their client receive funds from the insurance company, and then the client uses those funds to pay contractors to do the repair work. As a Public Adjuster, you’re going to be working with the contractors in your general area a lot, so it helps to reach out and get to know them.

It’s not uncommon for contractors to refer potential clients to a trusted Public Adjuster, so taking the time to introduce yourself to your area's contractors could pay off in the long run.

Just make sure to read up on your state's specific regulations regarding referrals. Some states allow for reciprocal referrals or referral fees between adjusters and contractors, while others do not.

Continuing Education Is Worth The Effort

Most states require Public Adjusters to complete 24 hours of continuing education in order to renew their Public Adjuster license. Approved courses vary by state, but the NAPIA is a great place to find opportunities for continuing education. 

In addition to helping you maintain and renew your license, professional development courses help you better serve your clients’ best interests while giving you a way to stand out among other adjusters.

NAPIA is a great place to find state-approved continuing education training, while some public adjusting companies offer robust Public Adjuster training in-house.